Credit Spread Calculator

Difference between corporate and Treasury yields

How to Use This Calculator

Input the current corporate bond yield and the comparable Treasury yield. Click Calculate to see the credit spread.

Formula

Credit Spread = Corporate Yield − Treasury Yield

Expressed in % or basis points (1% = 100 bps).

About Credit Spreads

Credit spreads compensate investors for credit risk relative to risk-free Treasuries and widen or tighten with market conditions.

Frequently Asked Questions

Which Treasury should I use?

Use a Treasury with similar maturity to the corporate bond for a like-for-like comparison.