💼 EPF Calculator
Calculate Employee Provident Fund (EPF) contributions
Typically 12%
12% (8.33% EPS + 3.67% EPF)
How to Use This Calculator
Enter Basic Salary
Input your basic salary amount.
Enter Dearness Allowance
Input your Dearness Allowance (DA) if applicable.
Review Results
See your monthly EPF contributions (employee and employer).
Formula
EPF Base = Minimum(Basic + DA, ₹15,000)
Employee PF = EPF Base × 12%
Employer PF = EPF Base × 3.67%
Employer EPS = EPF Base × 8.33%
About EPF Calculator
The EPF Calculator calculates Employee Provident Fund (EPF) contributions for employees in India. EPF is a retirement savings scheme where both employees and employers contribute a percentage of the employee's salary. The contribution is calculated on Basic + Dearness Allowance, capped at ₹15,000 per month.
Employees contribute 12% of their salary (Basic + DA, capped at ₹15,000) to EPF. Employers also contribute 12%, but it's split: 8.33% goes to Employee Pension Scheme (EPS) and 3.67% goes to EPF. This calculator helps employees understand their EPF contributions and plan for retirement.
When to Use This Calculator
- Salary Planning: Calculate EPF contributions for different salary levels
- Retirement Planning: Understand EPF contributions for retirement planning
- Tax Planning: Understand EPF contributions for tax benefits
Why Use Our Calculator?
- ✅ Accurate Calculations: Uses EPF contribution rules
- ✅ Comprehensive: Shows employee and employer contributions
- ✅ Easy to Use: Simple interface for quick calculations
Frequently Asked Questions
What is EPF?
EPF (Employee Provident Fund) is a retirement savings scheme in India where employees and employers contribute to a fund that accumulates over the employee's working years.
How is EPF calculated?
EPF is calculated on Basic + Dearness Allowance, capped at ₹15,000. Employees contribute 12%, and employers contribute 12% (8.33% to EPS + 3.67% to EPF).