💸 Expense Ratio Calculator
Estimate how much fund fees cost you
How to Use This Calculator
1
Enter Investment
Total dollars invested in the fund.
2
Enter Expense Ratio
Fund’s annual fee percentage (e.g., 0.25%).
3
Enter Years
Time horizon for fee estimate.
Formula
Annual Fee = Investment × Expense Ratio
Total Fees ≈ Annual Fee × Years
This simple model ignores market returns; actual fees scale with changing balances.
Frequently Asked Questions
What is an expense ratio?
An annual fee expressed as a percentage of assets, charged by funds to cover operating costs.
Do fees reduce returns?
Yes, fees are deducted from fund assets, lowering investor returns each year.
Is lower always better?
Generally yes, for similar strategies; compare fees and performance.