💵 Third Stimulus Check Calculator
Calculate your stimulus payment - American Rescue Plan
From your most recent tax return
All qualifying dependents (no age limit under American Rescue Plan)
How to Use This Calculator
Select Filing Status
Choose your tax filing status: Single, Married Filing Jointly, or Head of Household. This determines your base payment and phase-out thresholds.
Enter Your AGI
Input your Adjusted Gross Income (AGI) from your most recent tax return. Note: The American Rescue Plan has a steeper phase-out range than previous stimulus checks.
Enter Number of Dependents
Enter the number of qualifying dependents (all ages). Unlike previous stimulus checks, the American Rescue Plan includes all dependents, not just those under 17, and pays $1,400 per dependent.
Review Results
See your estimated stimulus payment amount. Note that actual payments may vary based on IRS processing and your tax return information.
Formula
Base Payment = $1,400 (single/head) or $2,800 (married)
Dependent Payment = Number of Dependents × $1,400
Total Payment = Base + Dependents - Phase-out Reduction
Phase-out Thresholds (American Rescue Plan):
• Single: $75,000 - $80,000 AGI (steeper phase-out)
• Married: $150,000 - $160,000 AGI
• Head of Household: $112,500 - $120,000 AGI
Example Calculation:
Single filer, $60,000 AGI, 2 dependents:
• Base payment = $1,400
• Dependent payment = 2 × $1,400 = $2,800
• Total payment = $1,400 + $2,800 = $4,200 (no phase-out)
About Third Stimulus Check Calculator - American Rescue Plan
This calculator estimates your stimulus payment under the American Rescue Plan Act of 2021, which was signed into law in March 2021. The American Rescue Plan provided direct payments of $1,400 per individual ($2,800 for married couples filing jointly) plus $1,400 per qualifying dependent of any age. Unlike previous stimulus checks, the American Rescue Plan includes all dependents regardless of age, not just those under 17. Payments phase out more steeply than previous checks, with a narrower income range for phase-outs.
When to Use This Calculator
- Payment Estimation: Estimate your American Rescue Plan stimulus payment amount
- Financial Planning: Plan how to use your stimulus payment
- Eligibility Check: Check if you're eligible for a payment
- Tax Planning: Understand stimulus payment implications
Key Differences from Previous Stimulus Checks
- Higher Amount: $1,400 per person (vs. $1,200 in CARES Act)
- All Dependents: Includes dependents of all ages (not just under 17)
- Higher Dependent Payment: $1,400 per dependent (vs. $500 in CARES Act)
- Steeper Phase-out: Narrower income range for phase-outs
Why Use Our Calculator?
- ✅ Quick Estimate: Get immediate payment estimate
- ✅ All Statuses: Works for all filing statuses
- ✅ All Dependents: Includes all dependents regardless of age
- ✅ Accurate Phase-out: Accurately calculates steeper phase-outs
- ✅ 100% Free: No registration or payment required
Frequently Asked Questions
How much is the third stimulus check?
Under the American Rescue Plan, the third stimulus check was $1,400 per individual ($2,800 for married couples) plus $1,400 per qualifying dependent of any age. This is higher than previous stimulus checks and includes all dependents, not just those under 17.
Are dependents of all ages included?
Yes, unlike previous stimulus checks, the American Rescue Plan includes all qualifying dependents regardless of age. Each dependent adds $1,400 to your payment amount.
Why is the phase-out range smaller?
The American Rescue Plan has a steeper phase-out than previous stimulus checks. Payments phase out completely within a $5,000-$10,000 income range (depending on filing status), compared to wider ranges in previous checks. This means higher-income individuals phase out more quickly.
What if I didn't receive my third stimulus check?
If you didn't receive your third stimulus check or received less than expected, you may be able to claim it as a Recovery Rebate Credit on your 2021 tax return. Check the IRS website for the latest information and procedures.