☪️ Zakat Calculator
Calculate your Zakat obligation
Stocks, bonds, mutual funds, etc.
Value of business inventory and assets
Debts that are due and payable
How to Use This Calculator
Calculate Your Assets
Add up all your Zakat-eligible assets: cash, savings, gold, silver, investments, and business assets. Only include assets that have been in your possession for a full lunar year (Hawl).
Enter Gold and Silver
Enter the amount of gold and silver you own in troy ounces, and current market prices. If you know the weight in grams, convert: 1 troy ounce = 31.1035 grams.
Deduct Outstanding Debts
Subtract any outstanding debts that are due and payable. This includes personal loans, credit card debt, and other obligations. Note: Only deduct debts that are actually due, not future obligations.
Calculate Zakat
Click calculate to see if you meet the Nisab threshold and your Zakat amount. Zakat is 2.5% of your net assets if they exceed the Nisab threshold (minimum wealth requirement).
Formula
Net Assets = Total Assets - Outstanding Debts
Nisab = 85 grams of gold (or equivalent value)
Zakat = Net Assets × 2.5% (if Net Assets ≥ Nisab)
Zakat Rate: 2.5% (0.025) of eligible assets
Nisab: Minimum threshold - approximately 85 grams of gold or 595 grams of silver
Example Calculation:
If net assets are $10,000 and Nisab is $5,000:
• Net assets ($10,000) ≥ Nisab ($5,000) ✅
• Zakat = $10,000 × 2.5% = $250
About Zakat Calculator
Zakat is one of the Five Pillars of Islam and is an obligatory form of charity for Muslims who meet certain wealth criteria. Zakat requires Muslims to give 2.5% of their eligible wealth (cash, gold, silver, investments, business assets) to those in need, provided their net assets exceed the Nisab threshold (minimum wealth requirement). The Nisab is typically equivalent to 85 grams of gold or 595 grams of silver. This calculator helps you determine if you're obligated to pay Zakat and calculate the amount due.
When to Use This Calculator
- Zakat Calculation: Calculate your annual Zakat obligation
- Wealth Assessment: Determine if you meet the Nisab threshold
- Financial Planning: Plan your charitable giving
- Religious Obligation: Fulfill your Zakat obligation accurately
What Assets Are Subject to Zakat?
- Cash & Savings: Money in bank accounts, cash on hand
- Gold & Silver: Jewelry, coins, bullion (at market value)
- Investments: Stocks, bonds, mutual funds, retirement accounts
- Business Assets: Inventory and assets used for business
- Note: Primary residence, personal vehicles, and daily-use items are typically exempt
Important Zakat Rules
- Hawl (Lunar Year): Assets must be held for a full lunar year before Zakat is due
- Nisab Threshold: Zakat is only required if net assets exceed Nisab
- Rate: Zakat is 2.5% of eligible net assets
- Timing: Zakat is typically calculated and paid annually during Ramadan
- Recipients: Zakat must be given to eligible recipients (poor, needy, etc.)
Why Use Our Calculator?
- ✅ Accurate Calculation: Properly calculates Zakat based on Islamic principles
- ✅ Nisab Check: Determines if you meet the minimum threshold
- ✅ Comprehensive: Includes all major Zakat-eligible assets
- ✅ Debt Deduction: Properly accounts for outstanding debts
- ✅ 100% Free: No registration or payment required
Important Disclaimer
This calculator provides an estimate based on standard Zakat calculations. Zakat rules can vary slightly based on different schools of Islamic jurisprudence and specific circumstances. For important matters, consult with a qualified Islamic scholar or your local mosque/imam for guidance on your specific situation.
Frequently Asked Questions
What is Nisab?
Nisab is the minimum amount of wealth a Muslim must possess before Zakat becomes obligatory. It is equivalent to 85 grams of gold or 595 grams of silver (or their cash equivalent). The value of Nisab changes with the market price of gold and silver.
Do I need to pay Zakat on my house or car?
Generally, no. Your primary residence, personal vehicle, and items for personal use are exempt from Zakat. However, if you own property or vehicles for rental or business purposes, they may be subject to Zakat. Consult with a scholar for specific guidance.
When is Zakat due?
Zakat is due once per lunar year after your wealth has reached the Nisab threshold and remained there for a full lunar year (Hawl). Many Muslims calculate and pay Zakat during Ramadan, but it can be paid at any time once due.
Can I deduct all my debts?
You can deduct outstanding debts that are due and payable. However, not all debts are deductible - only those that are actually owed and must be paid. Future obligations or debts that are not yet due may not be deductible. Consult with a scholar for guidance on specific debt situations.