💵 Second Stimulus Check Calculator
Calculate your stimulus payment - $900 Billion Bill
From your most recent tax return
Children under 17 who qualify as dependents
How to Use This Calculator
Select Filing Status
Choose your tax filing status: Single, Married Filing Jointly, or Head of Household. This determines your base payment and phase-out thresholds.
Enter Your AGI
Input your Adjusted Gross Income (AGI) from your most recent tax return. This is the key factor in determining your payment amount and eligibility.
Enter Number of Dependents
Enter the number of qualifying dependents under age 17. Each dependent adds $600 to your payment amount.
Review Results
See your estimated stimulus payment amount. Note that actual payments may vary based on final legislation and IRS processing.
Formula
Base Payment = $600 (single/head) or $1,200 (married)
Dependent Payment = Number of Dependents × $600
Total Payment = Base + Dependents - Phase-out Reduction
Phase-out Thresholds:
• Single: $75,000 - $87,000 AGI
• Married: $150,000 - $174,000 AGI
• Head of Household: $112,500 - $130,500 AGI
Example Calculation:
Single filer, $60,000 AGI, 2 dependents:
• Base payment = $600
• Dependent payment = 2 × $600 = $1,200
• Total payment = $600 + $1,200 = $1,800 (no phase-out)
About Second Stimulus Check Calculator - $900 Billion Bill
This calculator estimates your stimulus payment under the proposed $900 billion COVID-19 relief bill. The bill proposed direct payments of $600 per individual ($1,200 for married couples filing jointly) plus $600 per qualifying dependent under age 17. Payments phase out based on Adjusted Gross Income (AGI), with different thresholds for different filing statuses. This calculator helps you estimate your payment based on the proposed parameters, though actual payments may vary based on final legislation.
When to Use This Calculator
- Payment Estimation: Estimate your stimulus payment amount
- Financial Planning: Plan how to use your stimulus payment
- Eligibility Check: Check if you're eligible for a payment
- Budget Planning: Include stimulus payment in your budget
Payment Details
- Base Amount: $600 per individual, $1,200 per married couple
- Dependents: $600 per qualifying dependent under 17
- Phase-out: Payments reduce as income increases
- Payment Method: Direct deposit or paper check (based on IRS records)
Why Use Our Calculator?
- ✅ Quick Estimate: Get immediate payment estimate
- ✅ All Statuses: Works for all filing statuses
- ✅ Dependent Calculation: Includes dependent payments
- ✅ Phase-out Calculation: Accurately calculates phase-outs
- ✅ 100% Free: No registration or payment required
Important Notes
- Proposed Legislation: This calculator is based on proposed legislation and may differ from final law
- IRS Processing: Actual payments depend on IRS processing and your tax return information
- Tax Return: Payments are based on your most recent tax return information
- No Application Required: Payments are automatic if you're eligible and filed taxes
Frequently Asked Questions
How much is the second stimulus check?
Under the proposed $900 billion bill, the second stimulus check would be $600 per individual ($1,200 for married couples) plus $600 per qualifying dependent under age 17. This is half the amount of the first stimulus check from the CARES Act.
Who qualifies for the second stimulus check?
U.S. citizens and resident aliens with valid Social Security numbers who meet income requirements qualify. Payments phase out for higher incomes: starting at $75,000 AGI for single filers, $150,000 for married couples, and $112,500 for head of household.
Do I need to apply for the stimulus check?
No, if you're eligible and have filed taxes, the payment should be sent automatically by the IRS using information from your most recent tax return. Payments are typically sent via direct deposit if the IRS has your bank information, otherwise by check.
What if my income changed in 2020?
Stimulus payments are typically based on your most recent tax return (usually 2019 or 2018). If your income decreased in 2020, you may be able to claim any difference as a credit on your 2020 tax return. If your income increased, you generally don't have to pay back the payment.