💵 Stimulus Check Calculator
Calculate your stimulus payment - CARES Act
From your most recent tax return
Children under 17 who qualify as dependents
How to Use This Calculator
Select Filing Status
Choose your tax filing status: Single, Married Filing Jointly, or Head of Household. This determines your base payment and phase-out thresholds.
Enter Your AGI
Input your Adjusted Gross Income (AGI) from your most recent tax return. This is the key factor in determining your payment amount and eligibility.
Enter Number of Dependents
Enter the number of qualifying dependents under age 17. Each dependent adds $500 to your payment amount under the CARES Act.
Review Results
See your estimated stimulus payment amount. Note that actual payments may vary based on IRS processing and your tax return information.
Formula
Base Payment = $1,200 (single/head) or $2,400 (married)
Dependent Payment = Number of Dependents × $500
Total Payment = Base + Dependents - Phase-out Reduction
Phase-out Thresholds (CARES Act):
• Single: $75,000 - $99,000 AGI
• Married: $150,000 - $198,000 AGI
• Head of Household: $112,500 - $136,500 AGI
Example Calculation:
Single filer, $60,000 AGI, 2 dependents:
• Base payment = $1,200
• Dependent payment = 2 × $500 = $1,000
• Total payment = $1,200 + $1,000 = $2,200 (no phase-out)
About Stimulus Check Calculator
This calculator estimates your stimulus payment under the CARES Act (Coronavirus Aid, Relief, and Economic Security Act), which was signed into law in March 2020. The CARES Act provided direct payments of $1,200 per individual ($2,400 for married couples filing jointly) plus $500 per qualifying dependent under age 17. Payments phase out based on Adjusted Gross Income (AGI), with different thresholds for different filing statuses.
When to Use This Calculator
- Payment Estimation: Estimate your CARES Act stimulus payment amount
- Financial Planning: Plan how to use your stimulus payment
- Eligibility Check: Check if you're eligible for a payment
- Tax Planning: Understand stimulus payment implications
Payment Details (CARES Act)
- Base Amount: $1,200 per individual, $2,400 per married couple
- Dependents: $500 per qualifying dependent under 17
- Phase-out: Payments reduce as income increases above thresholds
- Payment Method: Direct deposit or paper check (based on IRS records)
Why Use Our Calculator?
- ✅ Quick Estimate: Get immediate payment estimate
- ✅ All Statuses: Works for all filing statuses
- ✅ Dependent Calculation: Includes dependent payments
- ✅ Phase-out Calculation: Accurately calculates phase-outs
- ✅ 100% Free: No registration or payment required
Frequently Asked Questions
How much was the first stimulus check?
Under the CARES Act, the first stimulus check was $1,200 per individual ($2,400 for married couples) plus $500 per qualifying dependent under age 17. Payments phased out for higher incomes.
Who qualifies for the stimulus check?
U.S. citizens and resident aliens with valid Social Security numbers who meet income requirements qualify. Payments phase out for higher incomes: starting at $75,000 AGI for single filers, $150,000 for married couples, and $112,500 for head of household.
Do I need to apply for the stimulus check?
No, if you're eligible and have filed taxes, the payment should be sent automatically by the IRS using information from your most recent tax return. Payments are typically sent via direct deposit if the IRS has your bank information, otherwise by check.
What if I didn't receive my stimulus check?
If you didn't receive your stimulus check or received less than expected, you may be able to claim it as a Recovery Rebate Credit on your tax return. Check the IRS website for the latest information and procedures.