💸 SWP Calculator
Calculate Systematic Withdrawal Plan (SWP)
How to Use This Calculator
Enter Investment Corpus
Input the total investment corpus available for SWP.
Enter Monthly Withdrawal
Input the monthly withdrawal amount you want to receive.
Enter Return Rate and Period
Input expected annual return rate and withdrawal period in years.
Formula
Present Value of Withdrawals = PMT × [1 - (1 + r)^(-n)] / r
Remaining Corpus = Initial Corpus - PV of Withdrawals
About SWP Calculator
The SWP Calculator calculates the Systematic Withdrawal Plan (SWP) from your investment corpus. SWP allows you to withdraw a fixed amount regularly (typically monthly) from your investment while the remaining corpus continues to earn returns. SWP is popular for retirement income and regular cash flow needs.
SWP helps manage cash flow during retirement or other periods when you need regular income from your investments. The calculator helps determine if your corpus is sufficient for the desired withdrawals and estimates the remaining balance after the withdrawal period.
When to Use This Calculator
- Retirement Planning: Calculate SWP for retirement income
- Income Planning: Plan regular income from investments
- Financial Planning: Estimate corpus needed for SWP
Why Use Our Calculator?
- ✅ Accurate Calculations: Uses SWP formula
- ✅ Easy to Use: Simple interface for quick calculations
- ✅ Free Tool: No registration required
Frequently Asked Questions
What is SWP?
SWP (Systematic Withdrawal Plan) allows you to withdraw a fixed amount regularly from your investment corpus while the remaining corpus continues to earn returns. It's useful for retirement income and regular cash flow.
How is SWP calculated?
SWP calculates the present value of future withdrawals and compares it with the initial corpus. If the corpus is sufficient, there will be remaining balance; if not, it shows the deficit or required corpus.